What Does It Cost to Run a Heat Pump in New York?

Running a heat pump in New York costs about $212.04 a month — $2579.82 a year — at the state's average rate of 29.45 ¢/kWh. That's roughly $887.39 a year more than a household paying the national average pays for the exact same heat pump. The estimate assumes a typical 3,000-watt heat pump running 8 hours/day, at the all-in average rate (before separately billed taxes and fixed fees).

Average wattage assumption
3,000 W
Typical usage assumption
8 hours/day
Estimated monthly electricity use
720.0 kWh
Estimated monthly cost
$212.04
Estimated yearly cost
$2579.82

Key metrics

MetricValue
Average wattage assumption3,000 W
Typical usage assumption8 hours/day
Estimated monthly electricity use720.0 kWh
Estimated monthly cost$212.04
Estimated yearly cost$2579.82

Heat Pump cost vs U.S. average

New York average rate
29.45 ¢/kWh
New York monthly cost
$212.04
U.S. monthly cost
$139.10
Monthly difference
+$72.94

At the state average rate, a heat pump in New York costs $72.94 more a month than it would at the U.S. average rate.

How much electricity does a heat pump use?

A heat pump draws roughly 1,000-5,000 W; we use 3,000 watts running 8 hours/day. That comes to 24.0 kWh a day — 720.0 kWh a month, or 8760.0 kWh over a year — using kWh = watts × hours ÷ 1000.

Heat pumps move heat rather than generating it, making them more efficient than resistance heating. The runtime shown reflects a typical active heating or cooling day; real annual use is highly seasonal — close to zero in mild weather and much higher during peak summer or winter. Consumption varies widely with climate, home size, and system SEER/HSPF rating. New York prices that energy at 29.45 ¢/kWh, against a 19.32 ¢/kWh national average.

Heat Pump operating cost estimate in New York

Time periodEnergy useCost
Per hour3.00 kWh$0.88
Per day24.0 kWh$7.07
Per month720.0 kWh$212.04
Per year8760.0 kWh$2579.82

These figures use the all-in average rate. Your actual bill can run higher when separately billed taxes, seasonal pricing, and fixed monthly fees apply.

What changes the cost the most?

Two things move this number: your state's rate, which you can't change, and how hard the appliance works, which you often can. For a heat pump, that mostly comes down to SEER/HSPF rating, climate zone, home square footage.

Using yours more lightly or heavily than our assumption? The state calculator and usage-cost pages below model your exact scenario at the same rate.

For calculator-style comparisons, use the Heat Pump calculator in New York to compare light, typical, and heavy usage profiles.

Comparison entry points

Browse related comparisons from the energy comparison hub:

City pages for selected metros in New York

These city pages add local rate context for the same appliance assumptions. City values are estimates.

CityCity rateMonthly estimateYearly estimateMore detail
New York City31.22 ¢/kWh$224.76$2697.15City appliance page
Buffalo29.74 ¢/kWh$214.16$2569.92City electricity context

City electricity pages focus on local rate context. The table above uses the statewide average rate.

Related appliance cost pages for New York

State cost and bill pathways for New York

Historical and trend pages

Fixed-usage and calculator pathways

Appliance and estimator pathways

State comparison pathways for New York

Discovery and navigation hubs

Consumer electricity drivers

Source & Method

Source: U.S. Energy Information Administration (EIA) Retail Sales of Electricity. Updated: April 2026. Estimates use the EIA average all-in residential rate (delivery included); they don't add separately billed taxes, fixed charges, or other utility fees, which vary by utility. For how rates and estimates are defined, see the methodology hub.

Disclaimers

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